Leasing or Buying a BMW – What’s Best for you?


After deciding on replacing your previous car with a BMW, the next thing to determine is whether you should buy or get a BMW lease. There is no definitive answer to this confusion, as it varies from person to person. It depends entirely on your personal choice, preferences, and budget. To make a well-informed decision, one should be aware of the pros, cons, and the differences between the two options.  There are many different determinants of choosing between leasing or buying a BMW. Read on to learn about the two methods through which you can acquire a BMW and pick the one that suits you best.

Leasing Vs. Buying

Leasing a BMW essentially means renting it for a specified time. This period may be between 36 months to 48 months. At the end of the pre-determined time span, you may return the car or purchase it by paying a fixed amount. On the other hand, when you buy a BMW, you will be the owner of the car once the financing is completed.

Why Lease a BMW?

More than half of the BMW drivers choose to lease it, instead of purchasing it. You can also have several benefits of having a BMW lease.

  • Lower initial payments as compared to buying.
  • You can also get a newer and more advanced model at the end of your lease term.
  • Repairs and maintenance are easier and less problematic, as the lease terms usually cover them.
  • You don’t have to go through the procedure of selling your car.

However, leasing can also have some disadvantages. Your leasing term may have a restriction on your driving mileage, but you can always get a high mileage lease. You may be liable to pay a large amount of money in case of any significant damage. Yet, leasing a BMW allows you to drive around in this luxury car, even if you cannot afford to buy it.

Why Buy a BMW?

Other than the obvious advantage of becoming a BMW owner, purchasing a BMW has various other benefits as well.

  • When owning a BMW, you don’t have to worry about any restrictions on its driving mileage.
  • You don’t have to pay any penalties in case of any wear or tear and damages.
  • Buying a BMW can be a future investment for you.

However, buying can come with a lot more downsides as compared to getting a lease. Purchasing costs are generally higher than lease cost, and owners also have to face the stress and problems that come with re-selling and depreciations. Moreover, you will also have to bear all the financial obligations that come with car ownership, such as purchasing a car insurance policy and much more.


BMW lease or purchase both has its advantages and disadvantages. Now you have all the information regarding both options and can pick one that works best for you. However, even if you cannot afford to buy a BMW, you can always lease it and enjoy its luxurious ride. You can get excellent deals online for many popular BMW models, such as for BMW 3 Series 330i lease.